GENERAL TERMS OF USE

www.loangebra.com (The Website) and loangebra (The Brand) are the registered domain name and trademark, respectively of Bottomline Consulting, a partnership firm incorporated under the relevant Partnership Act in India, with its registered office at 209, 10th A Main, HRBR Layout, 1st Block, Banaswadi, Bangalore 560 043, Karnataka.

Collectively, all three being referred to as (loangebra / we / our) hereafter.

This document is a computer-generated electronic record, published in accordance with Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011, under the Information Technology Act, 2000. It does not require physical or digital signatures.

Before using the Website, please carefully read these General Terms of Use (“Terms”) and the Privacy Policy. By accessing or using loangebra's Website, products, software, or services, including those offered by partner institutions or third parties (“Services”), you acknowledge and agree to these Terms. If you do not accept them, you must discontinue using the Website.

loangebra reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Website signifies acceptance of the revised Terms. If you disagree with any changes, your sole remedy is to stop using the Website. Additional terms may apply for specific services, and loangebra may require you to agree to them separately.

The Website and its services are available for use only in India.

1. PROPRIETARY RIGHTS

All rights, title, and interest in the Services, including intellectual property rights, are owned by loangebra. The Services may also contain confidential information, which must not be disclosed without prior written consent.

loangebra grants a limited, non-exclusive, non-transferable license to access and use the Website for personal use. This license does not permit downloading, copying, modifying, reverse-engineering, selling, sublicensing, or otherwise transferring any rights in the Services. You may not use loangebra’s trade names, trademarks, logos, domain names, or proprietary notices in any manner.

2. USAGE OF THE WEBSITE

i) The Website is for personal and non-commercial use. You must be 18 years or older to register.

ii) You are responsible for keeping your account credentials confidential and for all activities under your account.

iii) You must provide accurate, current, and complete information. If any information is found to be false, incomplete, or outdated, loangebra reserves the right to suspend or terminate your account.

By using the Website, you consent to being contacted by loangebra, its partners, or third parties via phone, SMS, email, WhatsApp, or other Digital communication channels regarding products, services, or promotional offers. This applies even if your contact number is registered under Do Not Disturb (DND)/National Customer Preference Register (NCPR) lists under applicable TRAI regulations.

Data Sharing & KYC Compliance

i) Your personal information may be shared with partner institutions, service providers, and vendors for processing applications, due diligence, and Know Your Customer (KYC) verification.

ii) loangebra follows industry best practices for data security and privacy but is not liable for any claims arising from data sharing.

Prohibited Activities

i) Selling loangebra’s Services, software, or information.

ii) Using bots, automated tools, or any process to monitor or copy Website content.

iii) Disrupting Website functionality or attempting unauthorized access.

iv) Making fraudulent applications for financial products.

v) Posting or transmitting unlawful, defamatory, obscene, or infringing content.

loangebra reserves the right to suspend, terminate, or restrict access to the Website at its sole discretion.

3. PRIVACY POLICY

By using the Website, you consent to the Privacy Policy, which outlines how your information is collected, used, and shared.

4. THIRD-PARTY LINKS & OFFERS

i) The Website may contain links to third-party websites, services, or financial products. loangebra does not control or endorse these external sites and is not responsible for their content, services, or reliability.

ii) Your interactions with third parties are at your own risk, and loangebra holds no liability for any damages or losses arising from such interactions.

5. PARTNER RELATIONSHIPS

i) Displaying financial products from third parties on the Website does not imply endorsement or recommendation by loangebra.

ii) Approval of credit, loans, or other financial products is solely at the discretion of partner institutions. loangebra is not liable for approval, delay, or rejection of applications.

6. DISCLAIMER OF WARRANTIES

The Website and its Services are provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to:

i) Fitness for a particular purpose.

ii) Uninterrupted, error-free, or secure operation

iii) Accuracy or completeness of Website content.

iv) Reliability of results from using the Website.

Content on the Website is for informational purposes only and does not constitute financial or investment advice.

7. LIMITATION OF LIABILITY

loangebra and its affiliates shall not be liable for:

i) Any direct, indirect, incidental, special, punitive, or consequential damages, including lost profits.

ii) Delays, service failures, data loss, or errors arising from system failures, hacking, or force majeure events.

iii) Damages caused by third-party interactions or reliance on third-party content.

Your sole remedy for any dissatisfaction with the Website is to stop using it.

8. INDEMNITY

You agree to indemnify and hold harmless loangebra, its affiliates, officers, directors, employees, and agents from any claims, damages, legal fees, or losses arising from:

i) Your breach of these Terms.

ii) Your violation of any law or third-party rights.

iii) Your misuse of the Website.

9. WAIVER

Failure by loangebra to enforce any part of these Terms does not constitute a waiver of rights.

10. FORCE MAJEURE

loangebra shall not be held responsible for non-performance due to factors beyond its control, including but not limited to natural disasters, cyberattacks, war, government actions, or technical failures.

11. ADDITIONAL TERMS

i) You cannot transfer your rights or obligations under these Terms. loangebra may assign its rights without prior notice.

ii) These Terms are governed by Indian law, and disputes shall be resolved in the courts of Bangalore, India.

iii) In legal proceedings, the prevailing party shall be entitled to recover legal expenses.

Updates to Terms

loangebra may modify these Terms at any time to comply with laws, correct errors, enhance Services, or update business processes. Changes will be posted on the Website, and continued use of the Services implies acceptance of these modifications.

If you do not agree to the updated Terms, please discontinue using the Website.

Last updated: The Terms of Use was last updated on 13th January, 2025